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Updated Sep 11th, 2026

Terms and Conditions

Sections

  • Acceptance of Terms
  • Eligibility
  • Services Provided
  • Application Process
  • Use of the Website
  • Intellectual Property
  • Third-Party Services
  • SMS/Text Messaging Terms
  • Privacy Policy
  • Limitation of Liability
  • Changes to Terms
  • Contact Information

Acceptance of Terms

By accessing or using this website, you agree to be bound by these Terms and Conditions and all applicable laws and regulations. If you do not agree, please do not use the website.

Eligibility

Our services are available to legal residents of Canada who have reached the age of majority in their province or territory. By using this site, you confirm that you meet these eligibility criteria.

Services Provided

SpeedyFina offers short-term personal loan products. Loan approvals are subject to verification of identity, income, banking history, and other eligibility criteria. We do not guarantee loan approval.

Application Process

To apply for a loan, you must complete an online application and provide accurate and current information. You authorize SpeedyFina to verify any information submitted and to collect additional information from third parties if required.

Use of the Website

You agree not to:

- Use the website for unlawful purposes

- Attempt to breach or bypass security measures

- Reproduce, copy, or exploit any part of the website without permission

Intellectual Property

All content on this website, including logos, text, graphics, and software, is the property of SpeedyFina Inc. and may not be used without written consent.

Third-Party Services

This site may contain links or integrations with third-party services (e.g., bank verification tools). SpeedyFina is not responsible for any services, practices, or policies of those providers.

SMS/Text Messaging Terms

These SMS/Text Messaging Terms apply to text messages sent to and from SpeedyFina.

By providing your phone number and opting in to receive SMS/text messages from SpeedyFina, you agree to receive text messages related to our services. These messages may include verification codes, two-factor authentication messages, account security messages, application status updates, loan or renewal eligibility notifications, reminders, customer service messages, and other account-related communications.

Message frequency may vary depending on your account activity, application status, and communication preferences. Message and data rates may apply depending on your mobile carrier and plan.

You can cancel SMS/text messaging at any time by replying **STOP** to any message from SpeedyFina. After you send **STOP**, we may send you a confirmation message to confirm that you have been unsubscribed. After this, you will no longer receive SMS/text messages from us, except where permitted or required by law, such as messages necessary to process your opt-out request or provide legally required notices.

If you want to receive SMS/text messages again after opting out, you may opt in again where available or reply **START** if supported.

If you need help with SMS/text messages, you may reply **HELP** or contact us at **support@speedyfina.com**.

Carriers are not liable for delayed or undelivered messages.

Your use of SMS/text messaging is also governed by our Privacy Policy

Privacy Policy

Your use of the website is also governed by our Privacy Policy, which explains how we collect, use, and store your personal information.

Limitation of Liability

SpeedyFina Inc. shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the site or from your inability to obtain a loan.

Changes to Terms

SpeedyFina reserves the right to modify these Terms at any time. Continued use of the website following such changes constitutes your acceptance of the new Terms.

Contact Information

For any questions regarding these Terms and Conditions, please contact us at:

Email: support@speedyfina.com

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