Are you finally ready to take the plunge and are wondering how to choose a proposal ring? Speedy Fina gives you a few tips on how to select the perfect gem for your loved one, and how to finance it!
Contrary to a wedding band, which is generally simpler, a proposal or engagement ring is often where you splurge and try to impress your loved one. After all, you are trying to get them to say yes!
Before you purchase a ring, there are a few elements you will want to consider. After all, you are making an investment that you hope will last a lifetime!
If you follow any traditions, or if your partner prefers more traditional jewelry, you can let this orient your choice. This ring will be worn and looked at every day for the rest of their lives!
Similarly, if your partner is someone who gives a lot of meaning to symbols and precious objects, you can choose a metal for the band and the stone accordingly. In case you did not know, diamonds can be found in 12 different hues, and every colour has a meaning!
When trying to choose the perfect engagement ring, don’t forget that it represents an emotional investment on top of a financial one.
You are really choosing the symbol of your love for your partner, and it includes all of your hopes and dreams about your joint future.
Precious stones and precious metals never go out of style, neither do they ever lose in value. On the contrary, they will be worth more in 20 to 30 years than they are worth today!
If you are thinking about how to choose a proposal ring and want to make sure you are making the right selection, here are a few things to take into account.
There are a few factors that determine the value of a diamond. They are known as the four Cs. They are: Colour, Clarity, Cut and Carat (weight).
You might think that bigger is better, but that is not true. Gemstones have different grading systems that also take into account the clarity and the purity of the colour of the stone.
Also, even if you have a beautiful stone but it has not been cut properly, it can decrease in value significantly. Remember that it is important to purchase your ring from a jeweller you trust.
You might think that engagement rings are made with gold, but options extend beyond that. You could opt for white, yellow or pink gold, or another precious metal like platinum.
Setting styles can also vary greatly. Here are 8 common ones, but keep in mind that there are more: solitaire, bezel, pavé, channel, 3-stone, tension, cluster and halo.
When you understand your partner’s style, all of these choices are made easier for you. You can try asking veiled questions like by making comments on someone else’s jewelry, for example.
Speedy Fina can help you finance the perfect engagement ring with loans of up to $1,500. This can allow you to upgrade your selection or finance most of it.
If you are on a very tight budget, there are jeweller's tricks to bring the price down, such as setting together a bunch of small and inexpensive diamonds to make it look like a larger one.
Our loan services are quick, simple and easy to access. We do not require a credit check.
Our services are fast and safe. You can receive your cash within the hour.
The entire application and approval process can be completed online in just minutes.
Once you’ve figured out how to choose the proposal ring, you will be ready to go ahead with the purchase!
It is important to purchase a luxury good, like an engagement ring from a trusted source. This way you are 100 % sure of investing your money wisely.
Trusted jewellers will give you a warranty for your ring and a certificate of authenticity for the diamond. Make sure you also understand the return policy in case your partner is not fully satisfied.
If you are spending a lot on the ring, getting it insured is a smart move. A ring can easily get lost ‒like when removing it to wash your hands, for example‒ or stolen.
If you are thinking of purchasing an engagement ring, this is an exciting time in your life! Speedy Fina is here to help you finance the ring of your dreams and the one that will have your partner screaming, “YES”!
